What Types of HDB Flats Are Available in BTO Sale Launches?

·7-min read
What Types of HDB Flats Are Available in BTO Sale Launches?
What Types of HDB Flats Are Available in BTO Sale Launches?

You’re just about ready to get yourself your very own BTO - you’ve done all the necessary research, prepared the budget, and all that’s left is to choose the flat type. Depending on the project, BTO sale launches typically offer flats ranging from 2-room Flexi to 5-room types.

If you’re considering getting a BTO, why not check out our guide here on buying your first BTO?

An unfurnished BTO unit - PropertyGuru Singapore
An unfurnished BTO unit - PropertyGuru Singapore

How do you know which types of flats available for selection would best meet your needs? In this guide, we will go over the various types of HDB flats offered during BTO sale launches and what their key features are.

2-Room Flexi Flat

2-room Flexi flat
2-room Flexi flat

The 2-room Flexi Scheme is a union of the Studio Apartment and 2-room flat schemes.

These types of flats are aimed at smaller and less affluent households, elderly residents who live by themselves, and singles.

This is also the only type of BTO flat that a single may apply for among the different types of HDB flats available for selection.

Flat features

  • About 36 square metres (Type 1) and 45 square metres (Type 2)

  • 1 bedroom

  • 1 bathroom

  • Kitchen

  • Storeroom-cum-apartment shelter

3-Room Flat

3-Room Flat
3-Room Flat

A 3-room flat is a significant upgrade from the 2-room flexi.

It includes an area for a living room, which the 2-room flexi does not have.

While still on the small side for a family with one child, it is a viable living option for families that are on a budget.

Flat Features

  • About 60 to 65 square metres

  • 2 bedrooms, 1 of which is a master bedroom with attached bathroom

  • Kitchen

  • Living/ dining area

  • Common bathroom

  • Service yard

  • Storeroom-cum-apartment shelter

4-Room Flat

4-Room flat
4-Room flat

4-room flats are a cosy and comfortable option for families, and are especially ideal for young couples who are looking to start a family.

It is essentially a 3-room flat with an additional bedroom.

This flat type comes in different layouts, and you can pick the one that suits your preferences best.

Flat Features

  • About 90 square metres

  • 3 bedrooms, 1 of which is a master bedroom with attached bathroom

  • Living/ dining area

  • Kitchen

  • Common bathroom

  • Service yard

  • Storeroom-cum-apartment shelter

You may like to check out our tips here on how to make your flat look and feel larger.

5-Room Flat

5-Room flat
5-Room flat

These are a more spacious variation of flats and are ideal for larger families, and include an additional dining area.

These are a more spacious variation of flats and are ideal for larger families, and include an additional dining area.

Flat features

  • About 110 square metres

  • 3 bedrooms, 1 of which is a master bedroom with attached bathroom

  • Living/ dining area

  • Kitchen

  • Common bathroom

  • Service yard

  • Storeroom-cum-apartment shelter

3Gen Flat

3Gen flat
3Gen flat

This is a new type of flat that was launched in 2013. 3Gen flats are meant for Singaporean couples who want to live with their parents. They are slightly larger than a 5-room, and if you plan to resell your 3Gen flat, it can only be resold to another multi-generational family.

Flat Features

  • About 115 square metres

  • 4 bedrooms, 2 of which have attached bathrooms

  • Living/ dining area

  • Kitchen

  • Common bathroom

  • Service yard

  • Storage-cum-apartment shelter

Note that 3Gen flats are subject to additional criteria that we will cover later on.

Are There Any Criteria for These BTO?

Yes; HDB has a set of eligibility conditions that need to be met before you can buy a BTO. The general overview of these conditions are given as per HDB’s website:

Eligible Applicant/ Family Nucleus

Citizenship

Age

Income Ceiling

Property Ownership

In addition, first-timer households that comprise of only one Singapore Citizen and one or more Permanent Resident family members have to pay an additional $10,000 when they purchase their flat. However, you can apply for a $10,000 top-up grant if the eligibility conditions are met.

HDB also has eligibility schemes through which you can apply for new flats. Depending on whether you are applying as a couple or family, there are different schemes to choose from. You can also make use of HDB’s e-Service to check your eligibility.

Eligibility Schemes

  • Public Scheme

    • You form a family nucleus with your spouse and children (if any), or your parents and siblings (if any).

  • Fiancé/Fiancée Scheme

    • You form a family nucleus with your fiancé/fiancée; you will need to solemnise your marriage within three months of the collection of keys to your new flat.

  • Orphans Scheme

    • You and your siblings are orphans and single, and at least one of the deceased parents was either a Singapore Citizen or Permanent Resident.

If Applying for a 3Gen Flat:

As mentioned earlier, 3Gen flats are subject to additional criteria. Only multi-generation families can apply for these flats, and such a family is defined as:

  • Married/engaged couple with their parents. The couple must also be eligible to buy a flat under either the Public Scheme or Fiancé/Fiancée Scheme.

  • An individual who is widowed/divorced with children under legal custody, and their parents.

Income Ceiling

HDB flat types also have a maximum income ceiling. If your household income exceeds a certain amount, you won’t be eligible for that flat type.

Flat Type

Income Ceiling (Average Gross Monthly Household Income)

4-room flat or bigger

3-room flat

How Do I Get My Own HDB BTO?

You will first need to check HDB’s website regularly for upcoming BTO launches, and also take note of the flats made available for selection. Not every BTO will have the same types of flats available for selection, so read the launch information carefully.

When you see a launch that interests you, you can ballot for it. It costs $10, and you usually have to wait about one to two months to know if your ballot was successful or not. First-timers have a higher chance of being selected. If you were not successful in your first ballot, you will get additional ballot chances each time you try again.

Why not check out our ultimate guide to BTOs?

Upcoming BTO Launches In 2021

With May and August's BTO launches already announced, the last remaining BTO launch this year is in November which will see 2-room Flex, 3-room, 4-room, and 5-room HDB flat types up for selection in five estates: Choa Chu Kang, Hougang, Jurong West, Tengah, and Kallang/Whampoa. Read our overview of the flats here.

Other FAQs on BTO Flats:

How Do I Apply For an HDB BTO Flat?

You may do so via the HDB portal during one of its sales launches. This typically happens in the months of February, May, June, and November. You will need to ensure that you have met the requirements for application before applying online.

Can Singles Buy a 3-room BTO Flat?

No. Single Singapore Citizens aged 35 years and above with a monthly gross income of S$7,000 or less may only buy a 2-room Flexi flat in non-mature estates. However, singles may buy any resale flat type in any estate without restrictions.

Are BTO Flats Cheaper?

BTO flats are heavily subsidised by the Government and are therefore cheaper than resale flats in the market. However, resale flat buyers do have more access to higher grant amounts, which help to offset the price.

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