HDB BTO Feb 2024 Choa Chu Kang Review: Along Sungei Pang Sua, Amenities Galore

HDB BTO Feb 2024 Choa Chu Kang Review: Along Sungei Pang Sua, Amenities Galore
HDB BTO Feb 2024 Choa Chu Kang Review: Along Sungei Pang Sua, Amenities Galore

Note: The HDB BTO Feb 2024 sales exercise has launched. Applications close on 28 February 2024, 11:59pm.

The Rail Garden @ CCK Choa Chu Kang HDB BTO Feb 2024 project comprises 465 units across 2-room Flexi, 3-room and 4-room flats. It is right beside the Rail Corridor. With green lungs at your doorstep, residents get unparalleled and unspoilt views of the surrounding greenery right from the comfort of home, and can also take advantage of the park connectors to get around.

While the surrounding nature can be a draw for some, a drawback is that the nearest Bukit Panjang MRT station is a short bus ride away. There are still bus stops and, of course, the Kranji Expressway, which means easy access to other parts of Singapore.

Nevertheless, families have various school options in the vicinity, from primary and secondary school, all the way to junior college, as well as facilities including retail options, and sports and public facilities.

For first-time BTO applicants who are thinking of applying for the Rail Garden @ CCK Choa Chu Kang HDB BTO Feb 2024 project, do check out our quick video guide!

Guide to Applying for a BTO Flat (Video)

Note that the HDB Flat Eligibility (HFE) letter has been enacted. In case you need a reminder, the HDB HFE letter assesses your HDB flat, CPF Housing Grant, and HDB loan eligibility.

Just log into your account on the HDB Flat Portal via Singpass, key in your eligibility criteria details, and request your HFE letter. You must submit a valid HDB HFE letter alongside your BTO application.

Rail Garden @ CCK HDB BTO February 2024 Choa Chu Kang BTO Map

Location of the Rail Garden @ CCK Choa Chu Kang HDB BTO Feb 2024 flats, between Rail Corridor along Woodlands Road and Sungei Pang Sua. Source: HDB
Location of the Rail Garden @ CCK Choa Chu Kang HDB BTO Feb 2024 flats, between Rail Corridor along Woodlands Road and Sungei Pang Sua. Source: HDB

Rail Garden @ CCK BTO Choa Chu Kang February 2024 Location

Choa Chu Kang HDB BTO Feb 2024 project name

Rail Garden @ CCK

Address

Between the Rail Corridor along Woodlands Road and Sungei Pang Sua

Nearest MRT station

Bukit Panjang MRT station

Nearest bus interchange

Choa Chu Kang bus interchange

Nearest schools

West Spring Secondary School, West View Primary School, Jurong Pioneer Junior College, Chua Chu Kang Secondary School, Teck Whye Primary School, Regent Secondary School, Kranji Primary School, and Yew Tee Primary School

Other nearby amenities

Bukit Panjang Polyclinic, Bukit Panjang Plaza, Junction 10, Hillion Mall, Choa Chu Kang Community Club, Choa Chu Kang ActiveSG Sports Centre, and Choa Chu Kang Park

Bounded by Woodlands Road and Sungei Pang Sua, the Rail Garden @ CCK HDB BTO Choa Chu Kang February 2024 launch will be a haven for nature lovers.

Those with their car will find the KJE just nearby. Cyclists may wish to use the various park connectors such as Pang Sua, Stagmont Park, and Choa Chu Kang Park Connector, taking you to central Choa Chu Kang within minutes. You could also get to the Choa Chu Kang MRT station across the river, but taking a bike along the park connector may be a much faster and more convenient way.

Meanwhile, those with children have a variety of schools to choose from, including West Spring Secondary School, West View Primary School, Jurong Pioneer Junior College, Chua Chu Kang Secondary School, Teck Whye Primary School, Regent Secondary School, Kranji Primary School, and Yew Tee Primary School.

Other nearby amenities include Bukit Panjang Polyclinic, Bukit Panjang Plaza, Junction 10, Hillion Mall, Choa Chu Kang Community Club, Choa Chu Kang ActiveSG Sports Centre, and Choa Chu Kang Park for all your health and recreational needs.

Want to stay in Choa Chu Kang but don’t want to wait for the Rail Garden @ CCK Choa Chu Kang February 2024 BTO launch? Check out Choa Chu Kang HDB resale flats on PropertyGuru.

Rail Garden @ CCK Choa Chu Kang BTO Price (HDB BTO February 2024 Launch)

Unit type

Choa Chu Kang BTO Price (HDB BTO Feb 2024)

Previous Choa Chu Kang BTO Price (HDB BTO Oct 2023)

Previous Choa Chu Kang BTO Price (HDB BTO Aug 2022)

Median resale flat prices in the area (based on HDB Q4 2023 statistics)

2-room Flexi

From $102,000

From $106,000 to $168,000

From $102,000 to $160,000

3-room

From $202,000

From $216,000 to $272,000

From $194,000 to $243,000

$508,000

4-room

From $300,000

From $319,000 to $437,000

From $277,000 to $363,000

$603,000

The last rounds of Choa Chu Kang BTO flats were in October 2023, August 2022, and November 2021 (with only 2-room Flexi units). Our estimates are based on inflation and are just meant to be a guide for budgeting considerations.

The Rail Garden @ CCK Choa Chu Kang HDB BTO Feb 2024 project has 465 units across 2-room Flexi, 3-room, and 4-room configurations. It is hard to estimate the application rates, but because the area in the immediate vicinity is still developing, applicants may likely have a good chance to get a unit.

Its affordability could be a huge draw as they are way lower than many BTO launches in more central locations. The fact that the area is developing is also another draw for those planning for the future and wanting to set up their home base in a new and upcoming area that’s served with all the facilities and amenities in the vicinity; plus point as it’s near to JB for those who like to hop over for cheaper shopping.

Based on the HDB Q4 2023 median resale flat prices in the area, the Rail Garden @ CCK @ Choa Chu Kang HDB BTO Feb 2024 flats will likely see some appreciation after their Minimum Occupation Period (MOP) is up. Prices are still considerably low considering it’s a non-mature estate and competitive with other non-mature estates.

Budgeting for Your Choa Chu Kang HDB BTO February 2024 Home Loan

Rail Garden @ CCK HDB BTO February 2024 Choa Chu Kang unit type

Starting prices

If you take an HDB loan (at 2.6% p.a., 80% LTV)

If you take a bank loan (at 3.4% p.a., 75% LTV)

2-room Flexi

$102,000

$20,400 downpayment, estimated 370 monthly mortgage repayments

$25,500 downpayment, estimated $379 monthly mortgage repayments

3-room

$202,000

$40,400 downpayment, estimated $733 monthly mortgage repayments

$50,500 downpayment, estimated $750 monthly mortgage repayments

4-room

$300,000

$60,000 downpayment, estimated $1,089 monthly mortgage repayments

$75,000 downpayment, estimated $1,114 monthly mortgage repayments

All prices stated above exclude CPF Housing Grants.

We used an interest rate of 2.6% and a Loan-to-Value (LTV) limit of 80% for the HDB loan example calculations and an interest rate of 3.4% and an LTV of 75% for the bank loan example calculations. The above example calculations are based on a 25-year loan. However, if you can make higher monthly repayments, you may want to opt for a shorter loan (and pay lesser interest!).

For a more accurate estimate appropriate to your situation, you can use the PropertyGuru Finance affordability calculator. You can also chat with a PropertyGuru Finance Mortgage Expert for personalised advice on home loans and financing.

Rail Garden @ CCK Choa Chu Kang BTO February 2024 Amenities (HDB BTO February 2024 Launch)

Scenic Natural Surroundings

Proximity to nature with the rail corridor, Sungei Pang Sua Canal and various park connectors offer residents many reasons to get out into the great outdoors. There are also plans to introduce more greenery to the Pang Sua Canal and develop a new extension to Villa Verde Park under the KJE for more greenery and recreation. Coupled with the low-density surroundings, being an early mover in the area could serve you well in the future.

Planned Developments in the Works

HDB has announced plans to build mixed-use developments with commercial, dining and transport options next to the Choa Chu Kang and Yew Tee MRT stations. There will also be new active spaces, a new town plaza, and retail and dining options planned for the bustling Choa Chu Kang Town Centre.

Schools for all Ages

With a variety of primary and secondary schools, as well as a junior college, your child’s education is covered throughout his/her developmental years.

Conclusion: Is the Rail Garden @ CCK Choa Chu Kang February BTO 2024 Project Worth Balloting For?

This is a new launch in Choa Chu Kang since the last one in October 2023, so if you didn’t get a chance to snag the previous one, you can get ready for this launch.

Due to the rather far location from the MRT, those who have their mode of transport or don’t mind spending more on taxis can consider this project.

Those with families, nature and outdoor lovers who don’t mind the limited transport options may find the Rail Garden @ CCK Choa Chu Kang HDB BTO Feb 2024 project more suited to their needs, as well as those with families who place a higher priority on nearby schools.

Additionally, those who believe the planned developments in the Choa Chu Kang area are a draw to them and may increase the flat’s value in five years may find this a good option.

Upcoming developments in the area will also make the Choa Chu Kang HDB BTO Feb 2024 project more attractive. HDB announced in October 2023 that the Choa Chu Kang area will be upgraded with new mixed-use developments, including commercial, dining and transport options, and more recreational spaces as part of the town’s upgrade under the Remaking Our Heartland (ROH) programme.

A key part of the rejuvenation is also a new Integrated Transport Hub (ITH) to be located next to the existing Choa Chu Kang MRT station, as well as more retail and dining options with a hawker centre and a new pedestrian mall.

Price-wise, the flats are priced competitively in a non-mature estate.

Pros of Rail Green @ CCK Choa Chu Kang February BTO 2024

  • Close to green spaces

  • Close to park connector

  • Close to the expressway (benefits drivers)

  • Good mix of amenities in the area (but further by foot)

  • A good number of primary and secondary schools in the area

  • Planned development of the area

  • Tranquil location

  • Close to Choa Chu Kang town centre and Bukit Panjang

  • Good for seniors, singles, couples, and small families

  • Lower competition expected

Cons of Rail Green @ CCK Choa Chu Kang February BTO 2024

  • Far from main transport nodes (MRT and LRT stations) by foot

  • Far from the town centre

  • Far from the city centre

  • May lack the amenities that a mature estate can offer

  • Close to the expressway (potential traffic noise)

Location aside, what’s attractive is its proximity to greenery and Johor, affordable flat prices, and good education support. For that, everyone, from seniors and singles to families, will be enticed to ballot for these Rail Green @ CCK Choa Chu Kang HDB BTO Feb 2024 flats.

BTO Application Process Updates

All BTO applicants must apply for the HDB Flat Eligibility (HFE) letter before applying for their desired BTO project.

If you’re thinking of applying for a BTO flat in the February BTO 2024 launch, you should have already applied for and received your valid HFE letter; while HDB will take up to 21 working days to process your application, they may face delays during peak periods (e.g. BTO launch weeks).

Now, first-timer BTO applicants who reject their BTO ballots will also be considered second-timer applicants for one full year. During their second BTO application attempt, if they reject another BTO ballot, they won’t be able to apply for any BTO flats in the following year.

Furthermore, the Family and Parenthood Priority Scheme (FPPS) has officially replaced the Parenthood Priority Scheme (PPS). This new HDB scheme includes a new applicant priority subset, the First-Timer (Parents and Married Couples) category, or FT(PMC). Up to 40% of BTO flats in each sales exercise will be reserved for eligible FT(PMC) applicants.

Lastly, if you are an FT(PMC) unsuccessful for two or more tries (in a non-mature estate), you will receive one more chance per subsequent BTO application. This rule was introduced to help those unsuccessful in repeated balloting attempts.

Applying for Rail Green @ CCK Choa Chu Kang February 2024 HDB BTO Flats

Those who are still undecided about the Rail Green @ CCK Choa Chu Kang February 2024 BTO flats, read about the other February 2024 BTO projects before applying below:

If not, consider Sale of Balance Flats (SBF) units.

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